You can check your PNC auto loan balance online by creating an account. Or, you can call PNC’s customer service at 1-888-762-2265. That’s if you do not have your monthly statement at hand. They mail you your balance monthly.
Also, can you pay PNC auto loan online?
For additional information, call 888-762-2265. The same number applies for phone payments, but note that there is a $10 fee to pay your auto loan by phone. You can also make a PNC auto loan pament online. Simply log in to your PNC Online Banking account.
Accordingly, what is PNC auto loan rates?
|New Car APR||Used Car APR|
|PNC Bank||Starts at 3.39%||Starts at 3.24%|
How does PNC auto loans work?
PNC’s “Check Ready” auto loans allow you to shop like a cash buyer. If approved for a loan, you’ll receive a check that you can use — up to the approved loan amount — to buy a car at a dealership.
Best Auto Loan Rates of May 2021
- Runner-Up, Best Overall: Consumers Credit Union.
- Best for Bad Credit: Oportun.
- Best Big Bank Lender: Capital One.
- Best for Refinancing: OpenRoad Lending.
- Best for Used Cars: LightStream.
- Best for Tech Junkies: Carvana.
- Best for Shopping Around: LendingTree.
- Best for Shopping Around for Refinancing: LendingClub.
800 and above
Compare the Best Auto Loan Rates
|PenFed Credit Union Best Overall||0.99%||36 to 84 months|
|LightStream Best Online Auto Loan||2.49%||24 to 84 months|
|Bank of America Best Bank for Auto Loans||2.39%||12 to 75 months|
|Consumers Credit Union Best Credit Union for Auto Loans||2.49%||0 to 84 months|
Good credit requirement
PNC doesn’t publish its eligibility requirements on its website, but people typically need FICO® credit scores of at least 650 to qualify for a PNC personal loan.
Taking on new debt typically causes your credit score to dip, but because refinancing replaces an existing loan with another of roughly the same amount, its impact on your credit score is minimal.
When you apply for a loan, the whole process takes 10-15 minutes. Depending on the specifics of your application, you’ll get an immediate decision, or will have to wait for one. Once your loan is approved, the money will arrive in your account within a few days.
NerdWallet recommends spending no more than 10% of your take-home pay on your monthly auto loan payment. So if your after-tax pay each month is $3,000, you could afford a $300 car payment. It’s important to be realistic about how long you can or want to be making this monthly payment.
How to get a personal loan in 8 steps
- Run the numbers. …
- Check your credit score. …
- Consider your options. …
- Choose your loan type. …
- Shop around for the best personal loan rates. …
- Pick a lender and apply. …
- Provide necessary documentation. …
- Accept the loan and start making payments.
You can apply for an unsecured personal loan from PNC through its website, by phone or in person at a branch. The fastest way to start the process is by using its online application. In order to apply online, you’ll need to provide: Your full name, Social Security number, and date of birth.