What credit score do you need to get the best mortgage rates?

620

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Just so, can I get a good mortgage rate with a 700 credit score?

A conventional mortgage is often best for those with a credit score of 700 or higher. (You can generally qualify with any score above 620). … Low rates, especially with a higher credit score.

Regarding this, what mortgage rate can I get with a 740 credit score? 3.75%

In this manner, what mortgage rate can I get with a 800 credit score?

Qualifying for a lower APR can help you save thousands of dollars over the life of the loan. For example: A high credit score might net you an APR of 2.606% on a 30-year, $200,000 mortgage with a monthly payment of $801 (not including insurance or taxes).

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