What is THD loan services?

© 2006 – 2021 GreenSky, LLC. Home Depot Loan Services is a service mark of GreenSky Trade Credit, LLC. The HOME DEPOT name and logo are trademarks of Home Depot Product Authority, LLC, used under license. Financing provided by a financial institution not related to The Home Depot.

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Besides, what is the interest rate on a home depot project loan?

Costs and fees

The Home Depot Project Loan Card comes with a 7.99% APR during the repayment window. You only pay interest on purchases you make, and there’s no annual fee.

Just so, how do I pay my Home Depot project loan? Payment Information
  1. Never miss a payment again with our free Auto-Pay automatic monthly payments feature. Click here and follow the easy directions or call us at 1-877-476-3860.
  2. Make a free Online Payment by clicking here.
  3. Make a free Phone Payment by calling 1-877-476-3860.
  4. Make a Payment by Regular US Mail: Dept #3025.

Likewise, is it hard to get Home Depot project loan?

Home Depot project loan at a glance

The fixed 7.99% APR is a competitive rate for qualifying buyers with a good credit score in the 630 to 739 range. Even if you have a higher credit score, the ability to borrow up to $55,000 without collateral could be of benefit.

What credit score is needed for a Home Depot project loan?


Product Name Home Depot Project Loans
Max. Loan Amount $55,000
APR 7.24% to 19.96%
Interest Rate Type Variable
Min. Credit Score 600

Where can you use GreenSky?

If you’re approved for a GreenSky home improvement loan, you’ll get a maximum credit limit and a GreenSky Direct Payment Card that can be used at home improvement and hardware stores or to pay contractors.

What credit score is needed for GreenSky?


What credit score do I need for Lowes?

620 FICO

Is Home Depot project loan worth it?

If you need to finance a home improvement project, a Home Depot project loan may be worth exploring for a large amount at a competitive fixed rate. It could be a particularly good option if you were already planning to purchase all of your materials and installation services from Home Depot.

What is the minimum credit score for Home Depot card?

640 or higher

What bank does Home Depot use?

Home Depot offers a personal credit card via Citibank. The card can only be used at Home Depot stores or online. Of note, Home Depot offers a project charge card for individuals.

How much do they pay at Home Depot?

The Home Depot in California Salaries

Job Title Location Salary
Cashier salaries – 417 salaries reported California $13/hr
Merchandising salaries – 330 salaries reported California $32,077/yr
Cashier salaries – 310 salaries reported California $23,799/yr
Department Supervisor salaries – 258 salaries reported California $17/hr

How much of a home improvement loan can I get?

With a home equity loan, you can typically borrow between 80% and 85% of your home’s value, minus what’s owed on mortgages, and make payments over five to 20 years. A home equity loan may work if you have at least 15% or 20% equity in your home and if you need all the money at once to cover your project.

What is GreenSky Web Pay?

The GreenSky® Programs make it easy for contractors to offer affordable financing to customers like you. … You can think of GreenSky as a link between contractors, their customers and banks. We bring everyone together and simplify the loan process, from application, to decision/approval, to payments.

What are the best home improvement loans?

Best Home Improvement Loans of May 2021

  • Best Overall: SoFi.
  • Best for Bad Credit: Avant.
  • Best Rates: LightStream.
  • Best Brick-and-Mortar Lender: Wells Fargo.
  • Best for Lack of Credit History: Upstart.
  • Best for Veterans: USAA.
  • Best for Small Loans: PenFed Credit Union.
  • Best for Fair Credit: Peerform.

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