Best Health Insurance Plans for Family in India 2021
| Insurance Company | Family Health Plan | Sum Insured(Rs.) |
|---|---|---|
| Aditya Birla Health Insurance | Activ Health Platinum | 2 lakh – 2 Crores |
| Bajaj Allianz Health Insurance | Family Floater Health-Guard | 1.5 – 50 Lakh |
| Bharti AXA Health Insurance | Smart Super Health Insurance Policy | 5 lakhs- 1 Crore |
Keeping this in consideration, what is a family plan in insurance?
Family plans cover two or more members. Your plan’s deductible and out-of-pocket maximum are based on whether you have an individual or family plan. The deductible and out-of-pocket maximum for a family plan is usually double of an individual plan.
Secondly, how do I choose a family health insurance?
How To Choose A Health Insurance Plan For Your Family?
- Step 1: Choose The Right Policy. …
- Step 2: Opt for an Adequate Sum Insured. …
- Step 3: Look for Comprehensive Coverage Benefits. …
- Step 4: Check the Limits and Sub-Limits. …
- Step 5: Opt for Coverage Riders. …
- Step 6: Check the Hospital Network of the Insurance Company.
What is 1 crore health insurance?
These Rs 1 crore policies are designed as a combination of a base plan coupled with a super top-up, which substantially brings down the premium for such policies. People buying health insurance plans with higher sum insured have increased drastically.
Is a family plan cheaper than individual?
Family plans are usually much cheaper than buying individual plans for multiple people. They also allow you to share minutes and data, which can be a great way to save money, especially if cell phone use is uneven among the people using the plan.
Are family health insurance plans cheaper than individual?
When calculating a deductible, family plans usually cost twice as much as the individual. The same applies to the out-of-pocket maximum, which is the most a person must pay during a policy period.
What is the best private insurance?
The Best Health Insurance Companies of 2021
- Best for Health Savings Plan (HSA) Options: Kaiser Permanente.
- Best Large Provider Network: Blue Cross Blue Shield.
- Best for Online Care: UnitedHealthCare.
- Best for Employer-Based Plans: Aetna.
- Best for Telehealth Care: Cigna.
- Best for HMO Plans: HCSC.