Yes, you must maintain all your monthly mortgage payments to qualify for a product switch.
In this way, are Kensington Mortgages regulated?
Kensington Mortgage Company Limited is authorised and regulated by the Financial Conduct Authority (Firm Reference No. 310336). Some investment mortgage contracts are not regulated by the Financial Conduct Authority.
Similarly, what credit reference agency does Kensington Mortgages use?
Equifax
How does a part and part mortgage work?
What is a part and part mortgage? A part and part mortgage is a combination of capital repayment and interest only. Part of your mortgage is on capital repayment and will be paid off at the end of your mortgage term, but you’ll need a plan in place to repay the interest only balance at the end of your term.
How do I contact Kensington Mortgages?
WAYS TO CONTACT US
- Write to us. Send your letter to: Complaints Team. …
- Talk to us. If you wish to make a complaint by telephone you should initially contact the relevant department directly by calling either: Arrears Support: 0333 300 0920 Customer Services: 0333 300 0921.
- Email us. Please Note.
How do I become a mortgage lender UK?
To become a mortgage adviser you must successfully complete the Certificate in Mortgage Advice and Practice (CeMAP) course. This Level 3 course is approved by the FCA and is sought by employers as the industry standard. The CeMAP can be studied independently or with the support of your employer.
Are Kensington giving mortgage holidays?
Yes. If you are a Buy-to-Let customer and your tenants are impacted by Covid-19, a payment holiday may be an option available to you up to the 31 March 2021. Payment holidays are being provided on the understanding that this relief will be passed on to your impacted tenants.
How long does it take to get mortgage offer after application?
two to six weeks