It’s totally legal and there’s a strong membership base to support it and similar programs. But it’s likely not the most affordable health care option for most people. The ideal candidate for Medi–Share is in excellent health and also has a robust savings account to pay out of pocket for routine medical care.
Beside this, how much a month is Medi-share?
One-time $2 membership fee, also payable with your first monthly premium. $3 recurring monthly fee if you do not sign up for automated ACH payments each month. If you do sign up, there is no monthly fee.
Correspondingly, what is covered by Medi-share?
Medi–Share is a healthcare sharing program where Christians share their financial resources to pay each other’s medical expenses. Medi–Share isn’t insurance. Resources are shared directly between members. … We do not collect premiums, make promise of payment, or guarantee that your medical bills will be paid.
Does medishare cover major medical?
Medi-Share does not exclude people for pre-existing conditions (similar to major medical plans), but they won’t pay for any pre-existing conditions for the first 36 months.
Prescriptions are eligible for sharing (for a six-month period) if they are related to a new eligible illness, injury or accident. Members have access to prescription discounts which can help you save an average of 40 percent on all your medications – even if it is a medication you already take.
Medi-Share is a non-profit, medical expense sharing program for Christians. Members share in each other’s health expenses. Essentially, each month, we all place our monthly share (like a premium) into one big pot (technically a credit union account,) and those with expenses use that money to pay their bills.
Medi-Share membership will be cancelled if a Member does not deposit the Monthly Share for more than two months. The Cancellation Date will be the last day of the month for which the last Monthly Share was deposited. Only Eligible Medical Bills incurred on or before the Cancellation Date will be considered for sharing.
With your HealthValues membership, never pay full price for an X-Ray, MRI, CT scan, mammogram or ultrasounds. Save on medical, discounted imagery and surgery services. … Consult with U.S. board-certified doctors FREE of charge and skip the waiting room!
Here are the eight types of insurance Dave Ramsey recommends:
- Auto Insurance.
- Homeowners/Renters Insurance.
- Umbrella Policy.
- Health Insurance.
- Long-Term Disability Insurance.
- Term Life Insurance.
- Long-Term Care Insurance.
- Identity Theft Protection.
Talk to a doctor anytime from anywhere at no cost to you! Virtual doctor visits are a great option for common, non-emergency ailments like colds, flu or rashes.
While Medi-Share covers most things you would expect a regular health plan to, it doesn’t cover mental health or substance abuse counseling.